6 Ways to Prepare for the Hurricane Season
The images of last year's hurricanes are still fresh in our minds, but that doesn't change the fact that 2018's hurricane season is here. All three hurricanes that made landfall on U.S. soil in 2017 rank among the top five costliest hurricanes in history. Recent predictions indicate that this year could be just as bad. The Atlantic hurricane season lasts from June 1st to November 30th. Experts at Colorado State University predict 14 tropical storms and 7 hurricanes (which are above average numbers). Are you prepared? During a hurricane, heavy rains and catastrophic winds barrel through coastal areas and can severely damage or destroy homes and businesses. To help you plan and remain safe at home during these potentially deadly storms, follow these safety tips:
- Plan evacuation routes and designate a contact person who family members know to call once the storm is over.
- Stock up on items such as bottled water, flashlights, battery-operated radio, nails, tarps and plywood.
- Keep an up-to-date log of all of your possessions with photographs and videos, and review your homeowners insurance policy. Click here for your complimentary Home Inventory Checklist.
- Keep trees and shrubs trimmed to minimize damage.
- Consider purchasing and installing a generator (outside) in case of power loss during a storm.
- Meet with your property and casualty insurance advisor to ensure all of your assets are properly insured and protected.
Do you have insurance in place to protect your assets? Please remember that flood insurance is a separate policy and there is a 30-day waiting period before it is effective. Also, homeowners and property policies exclude flood coverage. If you have any questions or would like a flood quote, please contact us.